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Virtual Cards for Affiliate Marketers

It’s crucial to have a reliable payment system for traffic specialists with non-blocking BINs, a low top-up threshold, and responsive support. These factors directly impact performance and profitability. Luckily, there’s a service that brings all of that together in one place.

Combo Cards: Key Information

Combo Cards is a virtual card service designed specifically 💲 for ad payments, business expenses and everyday purchases worldwide. The platform offers over 55 BINs from banks 🌏 in the US, Europe, Latin America and Asia, full transaction analytics and transparent fees without limits on the number of cards you can issue. The cards are compatible with all major ad platforms, including Meta, Google Ads, TikTok, Taboola, Bing, Moloco and more.

Let’s have a closer look.

Combo Cards offers two types of cards:

• Balance cards where you can enable automatic top-ups so payments aren’t declined due to insufficient funds;
• Limit cards are linked to the account’s shared balance and let you set spending limits.

There are Visa and Mastercard options with 3D-Secure support. After registering you can instantly issue 20 cards for free and if you use the ⭐ promo code Dolphin30, that number increases to 30.

The main advantage of Combo Cards in this regard is the complete transparency: there are no hidden top-up fees or surprises. Everything is straightforward:

• Top-up: 3% when funding with USDT or through partner networks;
• Withdrawals: $1/€1 from virtual cards to the main account balance;
• Declined payments: $0.50 which can be returned as cashback to improve your decline rate;
• Card maintenance: from $0 to $2.35, depending on the issuing bank;
• Currency conversion: up to 3% when using a currency different from the card’s base currency (depends on the bank);
• Card issuance: from $0 to $3, also based on the bank provider.

All fees can be easily tracked in your dashboard.

You can top up your Combo Cards balance in three ways with minimum amounts depending on the method:

• Crypto: from 1 USDT;
• Partner networks: from $50;
• Bank transfer: from $5,000.

This flexibility lets you choose the top-up method that best fits your needs and budget.

Another big plus is the ✌️ teamwork functionality. In the dashboard you can allocate budgets and assign roles such as account owner, finance manager, team lead and media buyer. You can also handle shared business expenses from SaaS subscriptions to hotel and flight bookings for conferences.

It’s also worth highlighting Combo Cards‘ customer support which is fast and available 24/7. You can even contact them to quickly resolve issues with payouts from partner networks.

Combo Cards also offers a referral program that lets you earn from your referrals’ top-ups. The more new users deposit, the higher your earnings.

Getting your referral link is simple as it is available right in your dashboard. To start earning, just have someone register through your link and start using the service.

Google Ads Agency Accounts by Combo Cards

Combo Cards offers its users Google Ads agency accounts (and Meta accounts are coming soon) to help scale ad campaigns. The key benefits of these accounts include:

• No spending limits and long account lifespans;
• High trust level from Google and priority ad moderation;
• Expanded GEO list (HK, US, UK — with more EU countries coming soon);
• All accounts are verified from the start and ready to go.

You can fund your balance via USDT or Wire transfer. The minimum deposit is $300, with a 5–7% fee depending on the vertical. If an account gets blocked, funds can be easily transferred to a new one. Combo Cards is also working on launching a dedicated credit line to make topping up and paying for ads even smoother.

When working with the accounts, there are a few key points to keep in mind ⬇️

• Account delivery takes up to one day, but usually much faster;
• It’s recommended to warm up accounts with $40–50 at a low bid to reduce the risk of bans;
• You can contact support for campaign top-ups, fund transfers or new account requests;
• For stable performance, you’ll need clean Gmail accounts, a verified phone number, an antidetect browser and proxies matching the email’s GEO;
• Support doesn’t provide warm-up schemes or ready-made setups, but they do help with account configuration and balance funding.

You’ll have to follow the rules, since the following are strictly ❌ prohibited:

• Scams, phishing, and chargebacks;
• Nudity or explicit creatives;
• Using images of public figures or politicians;
• Crypto, investment, trading, legal, or financial consulting verticals;
• Payment systems or card/balance top-ups not approved by Google.

How Account Issuance Works

Accounts are issued through support. After your offer and terms are approved, you top up your balance, receive an invitation to the account, and set up your campaigns. At the start, the account is created using your Gmail address with a verified phone number.

Combo Cards provides 1–2 agency accounts per team. As your ad volume grows, the number of accounts increases as well. If your ban rate is high, account issuance may be temporarily paused, but with a low ban rate, there are no restrictions.

The number of accounts you can create weekly depends on your monthly ad spend.

Additional accounts can be issued to team members who have been active for over 3 months or have a total monthly spend exceeding $50,000. All limits apply to the team as a whole.

Balance top-ups are made via transfers to the Combo Cards account (including the commission). To work, a funded card is linked as the payment method in your ad account — adding other payment methods is not allowed. If you need to top up again, support updates the balance within 24 hours.

The standard withdrawal fee is 30%, though custom terms can be negotiated to reduce it.

Conclusion

Combo Cards is a 🛠 versatile tool for affiliate marketers, combining the convenience of virtual cards, transparent fees, teamwork functionality and Google Ads agency accounts for scaling ad campaigns. It’s suitable both for beginners who value simplicity and stability, and for experienced professionals managing multiple projects at once.